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No great reason for the thread other than emphasise the importance of overly shopping around.

My insurance is up for renewal and I thought I'd now do well on the specialist insurers and might be able to enjoy to that extra level but alas:

Greenlight - did not quote
Sky - £2,000
Chris Knott - did not quote
Brentacre - £1,800
Adrian Flux - £1,500

yet:
Elephant - £803
Admiral - £741
(Direct Line, tesco and privilege all wanted seriously silly numbers
)

so yeah, I came out a bit disappointed by it all, seems the beast will stay standard for a while yet
 

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I had exactly the same experience, one problem with the "specialist" insurers is that they don't use an online system so you spend half an hour telling the person on the phone all your details...

"1 years no claims"
"So, one years no claims..."
"Yes..."

"any convictions, any medical..."
(lose interest and cut them off)
"No"

Half an hour doing that for them to give an uncompetitive quote.


Went with one of the "non-specialist" insurers in the end.
 

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FocusSTOC Nut!
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just shows the benefits of shopping around mate.
a lot of the so called specialists sem to be full of hot air!
 

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I phoned a couple of "specialist" insurers when mine was due for renewal. Got a silly quote from Greenlight and another (can't remember who) wouldn't give me a price until I had got a quote from someone else, what's that all about.
. Went with the RAC in the end with all mods declared was £340
.
 

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Vendor
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Do you know why we didn't quote by any chance? Just that FocusSToc is one of our best performing clubs out of 200 others and both parties seem very pleased how it's going.
 

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Captain Slow
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I've insured with both Sky and Chris Knott over the years and they've always been miles cheaper than anybody else


All the "main stream" insures wouldn't touch me, as soon as they asked "Any modifications to the vehicle sir" .................... "Err yes just a few" ................ "Sorry we don't cover modified vehicles"
 

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QUOTE([email protected] @ 22 Feb 2010, 02:26 PM) <{POST_SNAPBACK}>Do you know why we didn't quote by any chance? Just that FocusSToc is one of our best performing clubs out of 200 others and both parties seem very pleased how it's going.

I believe it was a lack of NCB. I wouldn't be surprised if when I'm a little bit older and got that bonus built up properly that the club sponsors will overtake the norms by quite some margin but it seems for the younger, less NCB'd drivers, even the specialists aren't all that interested.

QUOTE(hjcrichard @ 22 Feb 2010, 03:12 PM) <{POST_SNAPBACK}>Yoinks > are the quotes above for a standard or modified car (or a combination of the two) ?


Funny you should ask that, I was planning on asking round for both standard and modified as there are a few things I would like to do and would've get them done around renewal time to save the hassle to all involved. Admiral came out wanting just £979 for a 10%-25% remap and springs. Yet Brentacre told me that they wouldn't insure me on a standard car and with cosmetic mods only, they'd only want £1,800 ... Or £2,000 remapped!! Good times
All the others quoted me for standard and when I said "ok, what about if I were to modi....." *sharp in-take of breath from other end of phone*

QUOTE(Scully @ 22 Feb 2010, 09:07 PM) <{POST_SNAPBACK}>I had the same problem last month.

- Bell £800 in the end.

That's exactly what I got from Bell/Elephant, £794 with £350 vol excess or £803 with £250 vol excess


Glad to hear I'm not the only one having a few head scratches with insurance, good luck finding the best prices


*quick edit - I don't begrudge the price I pay, that's my fault for the NCB situation but I had still hoped the specialists to get close*
 

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virgin wanted £1500 for a STANDARD
with a
excess of £750

Greenlight with all mods declared + my missus + Protected NCB = £495 and excess of £250

Hoping to better this in May when my renewals due!
 

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I really don't understand why any of this comes at a surprise.
No individual insurance company is going to be the perfect match for every individual and circumstance.
The message is to shop around but include the specialists too. You don't lose an awful lot by trying.
 

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QUOTE(Alb @ 23 Feb 2010, 05:36 PM) <{POST_SNAPBACK}>I really don't understand why any of this comes at a surprise.
No individual insurance company is going to be the perfect match for every individual and circumstance.
The message is to shop around but include the specialists too. You don't lose an awful lot by trying.

Just a load of time on the phone only to get a
quote.
 

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Discussion Starter · #17 ·
so my mum wanted to pay for my insurance to get the points on her credit card to get john lewis vouchers. I give her all the details she needs, about the car, the quote and the price etc.

She rings up, "Hi I'd like to buy some insurance please, my quote reference is blah"
"No problem, let me just pull that up .... OK, so that's £780 then.
"Er, no that's not what I've got here."
"Oh, strange let me just go and check the figures"
*pause*
"Sorry, about that, you are quite right, it is £731.11"
"errr ... ok fine."

Good old Admiral, deal struck at £731.11 instead of £741.11
Thank nuts it's over for another 10 months.
 
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