General Rant Thread
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MK2 facelift st 2000 puma millennium Chinese 125cc scrambler
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Just a little rant, as I think I may have played a part in this. But I've found the reason the puma failed it's mot.
![Automotive tire Wheel Drinkware Rim Gas]()
There's supposed to be a 200 cell cat in there.
There's supposed to be a 200 cell cat in there.
🤦
Car failed MOT on rust.
Been welded and undersealed and now has a fresh ticket.
That has the advisory that the car has been undersealed...
Go to collect and the skirt is hanging off where they've welded.
They applied some tigerseal and tape, but left a nice gap so leaving with them. Fingers crossed they stick it on properly for when I go back again....
Update: it's not going to go anywhere but still isn't stuck on the wheel arch crease 🤦 very very minor now but annoying you need to deal with rubbish like this
Car failed MOT on rust.
Been welded and undersealed and now has a fresh ticket.
That has the advisory that the car has been undersealed...
Go to collect and the skirt is hanging off where they've welded.
They applied some tigerseal and tape, but left a nice gap so leaving with them. Fingers crossed they stick it on properly for when I go back again....
Update: it's not going to go anywhere but still isn't stuck on the wheel arch crease 🤦 very very minor now but annoying you need to deal with rubbish like this
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255 Posts
Pot Holes 
Managed to hit one on a country lane in the dark last night with my nearside front wheel so hard that the parcel shelf flew open hitting my wife on the leg.
Hopefully I've not done any damage to the car. Going to have a look in daylight this morning.
Managed to hit one on a country lane in the dark last night with my nearside front wheel so hard that the parcel shelf flew open hitting my wife on the leg.
Hopefully I've not done any damage to the car. Going to have a look in daylight this morning.
I did similar a couple of years ago ( although parcel shelf didn’t budge, how can big thing fly through the car hitting your wifes leg, surely it was already loose?) I checked my wheel and it looked fine, BUT it wasn’t, when I fitted my 18” wheels some time later the fitter shouted me over and showed me a nasty flattened spot on the inside rim which I didn’t notice trying to stretch around it on the car. No other damage found and tyre wear since has been Aok. I bought another wheel from Ford when they had their 25% off, was about £200.Pot Holes
Managed to hit one on a country lane in the dark last night with my nearside front wheel so hard that the parcel shelf flew open hitting my wife on the leg.
Hopefully I've not done any damage to the car. Going to have a look in daylight this morning.
My last renewal with LV (including csma discount) was about £300 for my mk4 ST including allowing for re map, My nearly new M3 Comp wad about £380 with them. The overall renewal of 4 cars came down about £100 in 2022.
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Thanks @Pitsparky
I had a look yesterday and couldn't see anything obvious but I'm not much of an expert and it's difficult to see much.
My son in law used to be a car mechanic so he is going to have a look at lunchtime and if he thinks I should put it in the garage then I'll do that. I'd rather they find something now than later when it could do more damage.
Re: Insurance. I'm also with LV and think they are pretty competitive.
My nephew has just had his renewal through on his 1.3 13 plate Fiesta and it's gone from £700 last year to £1000 this year. I've advised him to shop around as that's a massive jump for no obvious reason. It's always worth shopping around anyway.
My renewal is due early March so I should get my LV quote early Feb. We'll see what happens.
I had a look yesterday and couldn't see anything obvious but I'm not much of an expert and it's difficult to see much.
My son in law used to be a car mechanic so he is going to have a look at lunchtime and if he thinks I should put it in the garage then I'll do that. I'd rather they find something now than later when it could do more damage.
Re: Insurance. I'm also with LV and think they are pretty competitive.
My nephew has just had his renewal through on his 1.3 13 plate Fiesta and it's gone from £700 last year to £1000 this year. I've advised him to shop around as that's a massive jump for no obvious reason. It's always worth shopping around anyway.
My renewal is due early March so I should get my LV quote early Feb. We'll see what happens.
As I said before, it seems my area has a lot to do with it. Some firms won't even quote at all !
But at least I managed to get a decent quote in the end for my modified Mk2 ST with Performance Direct.
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I think the key to insurance renewal is to sort it as soon as possible once you get within 30 days of the renewal date.
It appears the closer you are to the renewal date the more expensive quotes seem to be.
It appears the closer you are to the renewal date the more expensive quotes seem to be.
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428 Posts
Hi.
If anyone needs any help with insurance at all then please feel free to drop me a line.
Regards,
Dan.
If anyone needs any help with insurance at all then please feel free to drop me a line.
Regards,
Dan.
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255 Posts
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1,626 Posts
I had a bit of an issue a couple of months ago, i've been with the same insurance company for maybe 7/8 years, they've always given me the best price compared to others.
Anyway, my renewal was coming up and I rang them a couple of days before the renewal date, now, the policy was set to automatically renew, unless I cancelled before hand, however I had to update some details as I had recently moved, change the mileage etc etc, all goes through and I give them my payment details, I had opted to pay monthly this time due to being a little short, all went through no problems, logged into my online portal, all documents were updated and present.
Fast forward 2 months, I had a sudden feeling to check my car insurance, so logged into the online portal and all my documents had disappeared, I checked by bank account, to see that no money had been taken in those last 2 months, I dont tend to keep a really close eye on things which is probably a bad thing so hadn't realized, so rang up the insurance company, pretty ****** off that i'd been driving around for 2 months without insurance, i tried to explain the situation to the first guy who put me on hold then hung up on me, so I rang back again demanding to talk to a manager, apparently no manager available so the guy I spoke with tried to help me, they checked their system and couldn't see any reason why my insurance was cancelled, I had no communication or anything from them to say there was an issue so they had no idea why it had been cancelled, was desperate to get it sorted as I was going away that evening so went through again and then ended up with a higher premium than what I was quoted previously.
I was so angry at them, but was incredibly lucky that I didn't get pulled over or lose the car due to no insurance.
When this policy is over, I will have to leave them and go elsewhere.
Insurance price rise. I'm about 3 weeks out from renewal date, was waiting for renewal price from current insurer, now managed to get that by going through the renewals on their website, has gone up around £150 from last year for same car, same cover, less mileage and another year NCD.
Is this fairly typical for insurance renewals at present ?
Tried the usual comparison sites, all pretty similar quotes, also quoted through Adrian Flux, awaiting cost from them.
Is this fairly typical for insurance renewals at present ?
Tried the usual comparison sites, all pretty similar quotes, also quoted through Adrian Flux, awaiting cost from them.
Mine went down with Adrian flux this year
My wife’s renewal on her BMW came in this weekend at £380 (Tescos).
Last year was £271.
We are in our 60’s, she’s retired and I WFH so no commuting at all.
Full no claims with no accidents or convictions.
Rang them to be told that’s as cheap as they can go, so I used a comparison website and it went down to £272 (Hastings).
That wasn’t the cheapest either, but I chose them as I’ve used them in the past.
Last year was £271.
We are in our 60’s, she’s retired and I WFH so no commuting at all.
Full no claims with no accidents or convictions.
Rang them to be told that’s as cheap as they can go, so I used a comparison website and it went down to £272 (Hastings).
That wasn’t the cheapest either, but I chose them as I’ve used them in the past.
Isn't it annoying how when you phone to cancel they have a better price.
Never had that issue with Adrian flux but they would need to be much cheaper than anywhere else for me to go back- doubling my premium last year and restricting the policy because people drove into my stationary vehicle...
Never had that issue with Adrian flux but they would need to be much cheaper than anywhere else for me to go back- doubling my premium last year and restricting the policy because people drove into my stationary vehicle...
It's at that point that I say 'so you're saying you were going to overcharge me with your initial quote?' and listen to them cough and stutter before I tell them that's the reason they're losing my business.
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