does fitting a rear diffuser mean that your insurance should be told,
Definately declare it mate its just not worth the risk of an underwriter rejecting the claim based on non disclosed parts. If your current insurer are unable to cover the mods I could happily run a quote through for you under our modified scheme. You would then be able to add the mods you wish to accross the year.does fitting a rear diffuser mean that your insurance should be told,
To be fair, if you were in the business of gambling on risk and that risk was mis-represented (mods not declared), would you pay out?I always declare everything as insurance company's will use anything to get out of paying out
On this, from an insurers perspective, there is a difference in risk between a car with full rally decals over a standard example. Which one is most likely to be broken into or vandalised? Having said that, it's unlikely a good specialist insurer would load for the decals.they overlooked it eventually but technically even stickers should be declared.
Fair enough, I always wondered if it was just the Admiral Group (past experience) that requested them, as they mention the chilli and pepper packs for the Mini specifically. Wonder how many ST owners on here haven't declared their factory fitted SatNav that have it?Id definately list them. They would not effect the premium at all but at least if a claim occured and say you optional extra alloy wheels fitted that were stolen they would be replaced with the correct ones.
I know the ST doesnt have optional extra alloys but just used that as an example.
Hi Ollie,Yes, we'd like to know but they will not effect premium and are covered once disclosed.
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